A financial relationship management platform that helps B2B finance teams get invoices paid faster with collections automation, a payment portal, and real-time AR dashboards.
upflow.io
Alternatives to
Lunos AI
Best alternatives to Lunos AI in 2026
Instead of hiring two separate people, one to chase money owed to you and another to pay the bills you owe, Lunos gives you AI agents that handle both sides of that job, working through Slack, email, or its own app. Lunos covers AR (collections, dispute resolution, cash application, invoice delivery) and AP, integrating with QuickBooks and NetSuite, accessible via Slack, email, or a web app. Pricing is transparent and tiered: Pay As You Go (0.3% commission on collections up to $5M, max 3 users), Growth ($15k/year for up to $10M in collectibles, unlimited users), and Enterprise (custom, for $10M-$1B+ in collections).
Quick comparison of Lunos AI alternatives
| # | Tool | Best for | Price |
|---|---|---|---|
| 1 | Équipes finance B2B qui gèrent les impayés et veulent réduire leur DSO, de la startup à l'entreprise établie | — | |
| 2 | CFO, contrôleurs de gestion et équipes AR d'entreprises mid-market à enterprise à fort volume de factures B2B | — | |
| 3 | Organisations enterprise avec un volume significatif de créances clients | — | |
| 4 | Event organizers running multiple paid events per year | — | |
| 5 | Individuals wanting to audit and cancel forgotten subscriptions | — | |
| 6 | Privacy-conscious individuals and developers comfortable self-hosting | — | |
| 7 | PME et petites équipes SaaS à facturation récurrente sur Stripe ou Square | — | |
| 8 | Développeurs d'agents IA et créateurs d'outils MCP ayant besoin d'un système de facturation et de plafonds de dépense intégré | — | |
| 9 | Vendeurs de produits numériques et agences web qui veulent vendre depuis un site déjà existant sans storefront séparé | — | |
| 10 | Équipes achats/procurement et responsables budget gérant des comparaisons de devis récurrentes | — | |
| 11 | Créateurs de contenu cherchant une alternative de monétisation à Patreon avec des frais plus bas. | — | |
| 12 | Développeurs déployant des agents IA autonomes avec accès à des systèmes de paiement | — |
#1
- ✓ Real free tier, not just a limited trial
- ✓ White-label customer payment portal (card, ACH, wire)
#2
An AI-driven order-to-cash platform that automates accounts receivable, cash application, and collections for enterprise finance teams.
tesorio.com
- ✓ AI-automated payment matching (cash application)
- ✓ Real-time cash flow forecasting
#3
An AI agent that autonomously handles accounts receivable — chasing payments, resolving disputes, and applying cash — instead of a human collections team doing it manually.
stuut.ai
- ✓ Autonomous AI agent, not just automated reminders
- ✓ Handles disputes and deductions, not only follow-ups
#4
Open-source event ticketing with a flat annual/monthly fee, no per-ticket commission.
tickets.chobble.com
- ✓ Flat annual/monthly fee, no per-ticket commission
- ✓ Open source (AGPL-3.0), free self-hosting option
#5
Subscription tracker that scans your inbox to find recurring charges, no bank access needed.
suprascribe.com
- ✓ One-time payment, not a recurring subscription (€5-20)
- ✓ No bank account access required, inbox-only
#6
Free, self-hosted personal finance manager with double-entry bookkeeping.
firefly-iii.org
- ✓ Completely free, AGPL-3.0 open source
- ✓ Double-entry bookkeeping, accountant-grade accuracy
#7
A payment recovery tool that chases down the failed Stripe and Square charges your payment processor gives up on, recovering revenue that would otherwise be silent churn.
recoura.io
- ✓ Dashboard gratuit avec vue claire du revenu à risque
- ✓ Récupération manuelle et automatisée combinées
#8
An open-source payment layer that lets AI agents pay for MCP tools on a per-call basis, with spending limits so they can't run up an unexpected bill.
github.com
- ✓ Jetons de dépense cryptographiquement plafonnés
- ✓ Registre durable et auditable
#9
Adds checkout, reviews, and digital delivery directly onto your existing website, so you don't need a separate storefront to sell digital products
pluribox.com
- ✓ S'intègre directement sur le site existant, pas de storefront séparé à gérer
- ✓ Plan gratuit disponible sans carte de crédit
#10
AI tool that reads supplier quotes in any format (PDF, spreadsheet, even a WhatsApp screenshot) and tells you which combination is cheapest
orbitquote.com
- ✓ Parse les devis dans des formats hétérogènes automatiquement
- ✓ Trouve la combinaison de fournisseurs la moins chère
#11
Creator monetization platform combining memberships, per-post payments, and digital product sales, positioned as a lower-cost alternative to Patreon.
folloverse.com
- ✓ Commission plus basse que Patreon (6% contre ~8-12% frais de paiement inclus)
- ✓ Facturation hybride : abonnements récurrents ET paiement à la publication sur un même post
#12
A free, open-source guardrail that sits between an AI agent and payment APIs, enforcing spend limits, requiring human approval for unusual transactions, and logging every attempt.
github.com
- ✓ Plafonds de dépense configurables par agent
- ✓ Approbation humaine pour transactions inhabituelles
FAQ about Lunos AI alternatives
- What is the best alternative to Lunos AI in 2026?
- Based on our selection, Upflow is the best alternative to Lunos AI in 2026. A financial relationship management platform that helps B2B finance teams get invoices paid faster with collections automation, a payment portal, and real-time AR dashboards.. See our full ranking above to compare all options.
- Is Lunos AI free?
- Lunos AI is a paid tool. Several alternatives in our selection offer free or freemium versions.
- How many alternatives to Lunos AI are there?
- mySelectas has listed 12 alternatives to Lunos AI in the Payments, Billing & Ops category. Our selection is updated regularly to include the best options available.