Sure
Open-source personal finance app that connects 10,000+ financial institutions and uses AI to answer questions about your money.
🔗 Visit Sure
Description
Most personal finance apps ask you to trust a company you can't see inside of with your bank logins. Sure takes a different stance: it's built completely in the open, so anyone can inspect exactly how it handles your data, while still doing what apps like Mint used to do — pulling in your bank accounts, credit cards, investments, and even crypto into one place, tracking your net worth over time, and now adding an AI assistant you can ask questions like "how much did I spend on restaurants last month?"
Sure is open-source, connects to over 10,000 financial institutions, supports multiple currencies, and offers a self-hosting option for people who want their financial data to never leave their own server. It positions itself as a spiritual successor to the discontinued Mint, competing with YNAB and Personal Capital, differentiated mainly by transparency (open codebase) and self-hosting rather than by having more advanced budgeting features.
💬 Our review
The short version: Sure is a solid, trustworthy pick specifically because it's open-source and self-hostable — a real point of difference now that Mint is gone and most alternatives are closed-source SaaS — and its pricing ($5-9/month) is competitive, though the free tier's 90-day data retention is too short to track long-term trends.
Against YNAB, which is deeply focused on a specific budgeting methodology (zero-based budgeting), Sure is more of a broad net-worth and account-aggregation tool with lighter budgeting features — closer in spirit to what Mint was. Its self-hosting option is a genuine advantage for privacy-conscious users who don't want any company holding their full financial picture, something neither YNAB nor Personal Capital offers. As an indie, community-built project it doesn't have the support infrastructure of a larger company, and email support is limited to the top-tier plan — acceptable for a $5-9/month tool, but worth knowing before you rely on it for anything time-sensitive.
💰 Pricing
📊 Global score
🤖 AI-enriched data
Free (90-day retention); $5-9/month for unlimited history
Pros
Open-source and self-hostable
10,000+ institution connections
AI-powered financial Q&A
Affordable pricing
Cons
Short free-tier retention
Indie team, limited support
Lighter budgeting features than YNAB