Faiyr
Faiyr is a free, ad-free expense-splitting app for roommates, couples, and friend groups, with live balances, flexible splits, and automated reminders — an alternative to Splitwise without spreadsheets or ads.
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Description
Anyone who has shared a flat, a group trip, or a night out with friends knows the pain of the "who owes who" spreadsheet that nobody keeps updated. Faiyr is an app that works like a shared ledger for a group: everyone logs what they spent, the app instantly works out who owes what, and it nudges people with reminders until the balance is settled. Instead of a messy spreadsheet or a string of awkward "did you pay me back?" texts, everyone in the group looks at the same live, up-to-date numbers.
Under the hood, Faiyr is a freemium expense-splitting app available as native iOS and Android apps plus a web client. Groups are created and joined through secure invite links, and expenses can be divided equally, by percentage, or as custom fixed amounts, with the app maintaining a running per-member balance and logging payments as they are recorded — it tracks who paid whom rather than moving money itself, the same model used by Splitwise or Tricount. It targets not just roommates and couples but also trip groups, clubs, sports teams, event committees, and study groups, and positions itself as privacy-focused and 100% ad-free, with a free core tier and an optional Pro tier for extra features.
💬 Our review
The short version: Faiyr does the one job it sets out to do — split shared costs and track who owes what — cleanly and without ads, and the free tier is not crippled by usage caps the way some rivals' free tiers are, but it is a late entrant fighting for space against a category that already has a household name.
The expense-splitting space is dominated by Splitwise, which most groups default to out of habit: free with ads and unlimited expenses, with Splitwise Pro running roughly $59.99/year (reports vary from about $5 to $8/month depending on region) for an ad-free experience, charts, and receipt scanning. Settle Up sits closer on price, with its Premium tier around $18.99/year, adding multi-currency support and multiple groups. Tricount, now owned by Bending Spoons, went the opposite direction and dropped its premium tier entirely — it is fully free and ad-free for everyone, which is hard to beat on pure price. Faiyr's pitch — a free core with no time limit and zero ads, monetized only through an optional Pro tier — sits closer to Tricount's model than to Splitwise's ad-supported one, and that is a reasonable niche. Where it is weaker is in the unknowns: there is no public confirmation of multi-currency support or receipt/OCR scanning, both standard in Splitwise and Settle Up, and the Pro tier's price and feature list are not published anywhere obvious, which makes it hard to judge value upfront. The bigger practical obstacle is not the product but the network effect: bill-splitting apps only work if the whole group uses the same one, and most groups already have a Splitwise habit. Faiyr is a solid, privacy-conscious pick worth trying with a group starting fresh, but it has to win people away from an incumbent, not just be good on its own.
💰 Pricing
📊 Global score
🤖 AI-enriched data
Core expense-splitting features free with no time limit; optional Pro tier for additional features, price not publicly listed
Pros
Core features free with no time limit
100% ad-free, unlike Splitwise's free tier
Flexible splitting: equal, percentage, or custom amounts
Live, real-time balance tracking
Simple group setup via secure invite links
Cons
Much smaller user base than Splitwise, so groups may already default elsewhere
No public confirmation of multi-currency support or receipt/OCR scanning
Pro tier price and feature list not published