Findity
A white-label expense management engine that banks, payroll platforms, and accounting software embed under their own brand instead of building expense tracking from scratch.
🔗 Visit Findity
Description
Imagine a carmaker buying a ready-made engine instead of designing one from scratch, then putting their own badge on the hood. Findity is that engine, but for expense management: it's the receipt-scanning, mileage-tracking, approval-workflow machinery that banks, payroll companies, and accounting software vendors drop into their own product, so their customers get a polished expense feature without Findity ever being visible.
Technically, Findity is card-agnostic (works with Visa, Mastercard, or any bank card rather than requiring its own card program), uses AI to capture and categorize receipts, calculates mileage and per diem automatically, and bakes in multi-country compliance rules. It ships as an API or full white-label solution with 30+ ready integrations, and is aimed squarely at accounting software vendors, HR/payroll platforms, banks, card issuers, and payroll outsourcing firms that want to embed expense functionality rather than build it themselves.
💬 Our review
The short version: Findity isn't a tool you'll ever open directly — it's plumbing that other companies license so their own expense feature doesn't take years of compliance and integration work to build. If you're actually shopping for an expense app for your own team, this isn't the product for you.
Against building expense tracking in-house, Findity's pitch is speed and compliance coverage across multiple countries out of the box. Against direct-to-business tools like Spendesk or Pleo, it occupies a completely different lane: those are apps a company signs up for directly, while Findity is infrastructure a software vendor licenses to power a feature inside its own product. The obvious friction point is that there's no public pricing — as a partner-only, sales-led product, you can't self-qualify or estimate cost before booking a call, which is normal for this category but still adds friction to evaluation. <!-- ai-generated -->
💰 Pricing
📊 Global score
🤖 AI-enriched data
Tarification par accord de partenariat, dépend du périmètre d'intégration et du volume
Pros
Card-agnostic (fonctionne avec n'importe quelle carte bancaire)
Capture de reçus par IA + calcul auto des indemnités kilométriques
30+ intégrations prêtes à l'emploi, déploiement en marque blanche
Cons
Pas un outil pour utilisateur final — réservé aux éditeurs partenaires
Zéro grille tarifaire publique