Centime
An all-in-one platform combining accounts payable, accounts receivable, cash flow forecasting, and expense management for mid-market finance teams.
🔗 Visit Centime
Description
Most finance teams juggle a different tool for paying bills, another for chasing payments, and another for cash forecasts — like cooking one meal by running between three different kitchens. Centime puts AP, AR, cash forecasting, and expenses in one kitchen so nothing gets lost between systems.
Centime integrates with QuickBooks, Microsoft Dynamics Business Central, NetSuite, and Sage Intacct, and prices AP/AR automation by monthly invoice volume rather than per seat, with expense management included free. It's aimed at businesses roughly in the $10M-$250M revenue range across healthcare, construction, manufacturing, professional services, and IT.
💬 Our review
The short version: Centime's real pitch is consolidation — replacing three or four disconnected point tools (a bill-pay app, a collections tool, a forecasting spreadsheet) with one system, which is worth it mainly if your team is currently stitching that stack together by hand.
Against single-purpose competitors like Upflow (AR-only) or Tesorio (cash-application-focused), Centime's breadth is the differentiator — one login for AP, AR, and forecasting instead of three. The tradeoff is that a single-purpose tool may go deeper in its one specialty than Centime does across four. Volume-based pricing (not per-user) is unusual and can be a real cost advantage for larger teams, but the lack of a public calculator means you can't easily estimate cost before talking to sales. <!-- ai-generated -->
💰 Pricing
📊 Global score
🤖 AI-enriched data
AP/AR facturés selon le volume mensuel de factures traitées ; module notes de frais inclus sans supplément
Pros
AP + AR + prévisions de trésorerie + notes de frais dans une seule plateforme
Facturation au volume plutôt que par utilisateur
Notes de frais incluses gratuitement
Cons
Moins spécialisé qu'un outil mono-fonction
Tarifs uniquement sur devis