Veltrix
Connect your QuickBooks or Xero and ask plain questions about your cash flow and margins — Veltrix answers in the numbers, sourced back to your actual books, without ever touching your money.
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Description
Most small business owners don't struggle to record their finances — QuickBooks or Xero already does that — they struggle to understand what the numbers mean in the moment: is cash flow tightening, which product line is actually profitable, is spend on track for the quarter. Answering that usually means exporting reports and building a spreadsheet, or paying an accountant to interpret it after the fact. Veltrix is built to answer those questions directly, in plain English, the moment you ask.
Veltrix is an AI finance copilot that connects read-only to accounting and payment platforms (QuickBooks, Xero, Square, and others), unifies the fragmented data across them, and lets founders, finance teams and their accountants ask questions about cash flow, margins and burn and get answers backed by the actual source records rather than a generic estimate. It explicitly cannot move money, write transactions, or act on its own — a meaningful design choice for a tool with visibility into financial accounts. Pricing runs Starter at $49/month (3 connected sources), Core at $99/month (5 sources, 5 users), Pro at $199/month (unlimited sources, 10 users), and custom Enterprise, with a 14-day free trial across tiers.
💬 Our review
The short version: Veltrix is a reasonable buy for a small business or startup finance team that wants faster answers than manually exporting QuickBooks/Xero reports, as long as you're comfortable with a usage-based "AI units" model rather than flat per-seat pricing.
Its closest comparison point is tools like Fathom or Mosaic, which also turn accounting data into forward-looking dashboards for founders — Veltrix's differentiator is the conversational, ask-a-question interface plus the explicit read-only guarantee (it can see your books but can never move money or write transactions), which matters if you're nervous about handing an AI tool access to financial accounts. The pricing structure is the thing to scrutinize: plans are gated by both connected data sources and a monthly allotment of "AI units" and "Deep Thinking analyses," so actual cost scales with how much you actually use it, not just headcount — read the fine print on unit consumption before committing to Core or Pro. At $49-199/month it's affordable for a small team, but a company juggling more than 3-5 data sources will need Pro or above quickly. Best fit: founders and small finance teams who want fast, sourced answers without building spreadsheets. Weaker fit: larger finance orgs that need deep FP&A modeling — that's still better served by a dedicated planning tool.
💰 Pricing
📊 Global score
🤖 AI-enriched data
Starter 49 $/mois (3 sources connectées) ; Core 99 $/mois (5 sources, 5 utilisateurs) ; Pro 199 $/mois (sources illimitées, 10 utilisateurs) ; Enterprise sur devis. Essai gratuit 14 jours.
Pros
Accès en lecture seule garanti — ne peut jamais déplacer d'argent ni modifier les comptes
Réponses sourcées directement dans les données comptables réelles, pas des estimations génériques
Interface conversationnelle plus rapide qu'un export/tableur manuel
Essai gratuit 14 jours sur tous les paliers
Cons
Tarification à la fois par palier ET par consommation d'« unités IA » — le coût réel dépend de l'usage, pas juste du nombre de sièges
Plafond de sources connectées bas sur les paliers d'entrée (3 puis 5)
Pas un outil de FP&A complet pour les grandes équipes finance
Peu d'informations publiques sur la société (année de fondation non communiquée)